Personal Services
We help clients execute a sound
financial program utilizing the following products and services:
Investment Planning
Your future lifestyle depends on the decisions you make today. We develop a customized financial program with a step by step process that’s designed to make you feel confident in your decisions. Once goals have been established strategies are customized to your vision and objectives. We then help you stay on the right path. We do this by:
- Building a financial plan based on income, expenses, and individual needs
- Examining sources of income, fringe benefit plans, and assets
- Providing brokerage services, mutual funds, stocks, individual bonds, unit investment trust, and private real estate investment trusts
- Offer socially responsible investments
- Allocating the portfolio to manage risk and volatility
- Reviewing the tax efficiency and asset location
- Having consistent reviews
- Our most important role is to be an objective advocate for you, your family, and your business
Estate/Asset Protection Strategies
The goals of estate planning are to provide for financial security in life and to maximize the estate for family and any charities you choose following death. To fully leverage estate preservation opportunities and develop strategies to help achieve distribution objectives we consider:
- Will and trust design strategies, in consultation with your legal advisor
- Property ownership alternatives, including the review of titling to coordinate with your overall estate plan
- Estate tax reduction techniques
- Life insurance analysis
- Qualified plan distribution alternatives
- Family-gifting strategies
- Charitable planning
- Employee stock option analysis
- Your risk and complexity tolerance
Retirement Planning
To help guide you toward retirement income security we offer:
- Needs assessment
- Retirement income modeling
- Benefits analysis
- Distribution options
Contingency Planning
We offer long-term care insurance and disability income insurance, because protecting against these potentially catastrophic costs is an essential part of astute financial planning.
We invite you to ask about our personal services.